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Plan Sponsor News - July 2025 |
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Welcome to the latest edition of our Plan Sponsor Newsletter. Fiducient Advisors is committed to providing relevant updates, insights and strategies to help manage your retirement plans effectively. In this issue, please find valuable information on stable value investment options, a legal update regarding Cunningham v. Cornell University, the importance of financial wellness programs in the workplace and the replay of our recent mid-year update webcast.
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Capital Preservation Amidst Volatility |
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By: Sean McCaffery, CFA
Principal,
Senior DC Research Specialist |
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Stable value is an investment option focused on capital preservation. Its goal is to shelter participants from the impacts of rising interest rates and rate volatility, in comparison to similar short-term bond portfolios and money market funds. Stable value portfolios typically consist of high-quality bonds with duration profiles between 2-6 years, combined with an insurance component to help stabilize assets and smooth returns, creating an attractive profile for retirement plan investors. Because of the insurance component of stable value, the volatility of returns experienced by investors is historically... Read More > |
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A Step Backwards for Plan Sponsors in ERISA Litigation |
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On April 17, 2025, the U.S. Supreme Court unanimously reinstated a class action lawsuit involving 28,000 Cornell University employees who allege the university’s retirement plans paid excessive fees for recordkeeping and other services. The Court’s decision in Cunningham v. Cornell University1 clarifies the pleading standards under the Employee Retirement Income Security Act of 1974 (ERISA), establishing that plaintiffs need not... Read More >
1Cunningham v. Cornell University, Supreme Court of the United States No.23-1007, Argued January 22, 2025-Decided April 17, 2025 |
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By: Gregory Adams
Senior Consultant |
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Financial Wellness is No Longer Optional:
Five Trends Reshaping Employee Expectations in 2025 |
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By: Andrew Lendnal
Head of Financial Wellness |
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In 2025, financial wellness is not just a benefit, it is a business imperative.
Across industries, employers are rethinking how they support their people. Economic uncertainty, rising interest rates and persistent financial stress have created new challenges, and new expectations. Today’s employees aren’t just asking for more pay or perks; they are asking for... Read More > |
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What is your greatest career accomplishment so far?
One of my most significant career accomplishments has been my promotion to Senior Consulting Analyst on the Defined Contribution Consulting team. Having begun my journey with the firm as an intern in 2018, it has been rewarding seeing my growth be recognized.
What do you like to do when you're not at the office?
Outside of work, I enjoy antiquing and thrifting. I love the thrill of the treasure hunt and discovering unique pieces. Lately, I’ve also been spending my free time exploring scrapbooking, which allows me to express creativity. |
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Jessica Ouellette
Senior Consulting Analyst |
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What is the best thing about working at Fiducient Advisors?
The people. From day one, I have been fortunate to work alongside colleagues who are not only kind and supportive, but also collaborative and committed to promoting an inclusive, team-oriented culture. The firm’s supportive approach to mentorship and professional development has been especially impactful, creating an environment where continuous learning and growth are truly encouraged.
What does a typical workday look like for you?
A typical workday for me includes gathering and analyzing data to support our defined contribution clients, collaborating on client projects and quarterly reports and leading CIT implementations. I also review projects, fund changes and CIT Participation Agreements within the team. Throughout the day, I maintain communication with clients, recordkeepers, fund managers and colleagues to help ensure clients’ needs are met. |
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This report is intended for the exclusive use of clients or prospective clients (the “recipient”) of Fiducient Advisors and the information contained herein is confidential and the dissemination or distribution to any other person without the prior approval of Fiducient Advisors is strictly prohibited. Information has been obtained from sources believed to be reliable, though not independently verified. Any forecasts are hypothetical and represent future expectations and not actual return volatilities and correlations will differ from forecasts. This report does not represent a specific investment recommendation. The opinions and analysis expressed herein are based on Fiducient Advisor research and professional experience and are expressed as of the date of this report. Please consult with your advisor, attorney and accountant, as appropriate, regarding specific advice. Past performance does not indicate future performance and there is risk of loss.
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